The question we hear most at Startup Soluciones S.A.C. is simple: how much does it cost to build custom software? The honest answer is that it depends on scope, but that does not mean there are no clear, verifiable ranges in the Peruvian market.
In this article we open the numbers: what companies actually pay in soles, how payments are structured, which financing options exist, and which costs show up after launch and are usually left out of the initial quote.
Payment structures and financing
A custom software project is not paid in a single transfer. In practice, the healthiest model for both sides is to split the investment into deliverable milestones, so every payment matches something working that the client can review.
The most common models in the Peruvian market are:
- Deliverable milestones: 30% upfront, 40% on delivery of key modules and 30% at closing with training included.
- Fixed price for a closed scope: ideal when requirements are documented and not expected to change; it gives budget certainty.
- Time & materials: a monthly package of senior hours; recommended for continuous product evolution.
- Monthly retainer: a fixed fee covering development, support and improvements; the typical dedicated-team model.
- Installment financing: splitting the investment into 6, 9 or 12 monthly payments, with or without a bank, to protect cash flow.
Real ranges in soles
The ranges below reflect market prices in Peru for teams with senior profiles, solid security practices and code handed over to the client. They exclude third-party licenses and ad spend.
- Corporate landing page or institutional website: S/ 3,500 – S/ 12,000.
- Functional MVP (web app with authentication, dashboard and payments): S/ 18,000 – S/ 55,000.
- Internal management platform (custom ERP/CRM by modules): S/ 45,000 – S/ 160,000.
- iOS + Android mobile app with its own backend: S/ 40,000 – S/ 130,000.
- AI integrations and automations over existing systems: S/ 12,000 – S/ 60,000.
- Monthly dedicated team (2 to 4 senior specialists): S/ 18,000 – S/ 48,000 per month.
Hidden costs nobody mentions
A realistic budget accounts for what comes after the first release. These are the items usually missing from a quote that do affect the total cost of ownership.
- Cloud infrastructure and databases: S/ 120 – S/ 2,500 per month depending on traffic and storage.
- Domains, certificates, transactional email and payment gateways (per-transaction fees).
- Corrective maintenance and security updates: between 10% and 20% of project value per year.
- Migration and cleanup of historical data, almost always underestimated in time.
- Team training and internal change management so the tool is actually used.
- Technical debt from rushed decisions: the most expensive cost, because it is paid with rewrites.
Conclusion
Custom software is not an expense, it is an asset: it pays back when it cuts operating hours, removes manual errors or unlocks a new revenue stream. That is why the right question is not only how much it costs, but in how many months it pays for itself.
Our recommendation is to start with a narrow, measurable scope, validate with real users and scale module by module with milestone payments. That keeps the investment under control and every sol spent tied to a verifiable result.
If you want a closed range for your case, let's talk: we prepare a tailored technical proposal with scope, milestones and budget.
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